Please be aware of the following changes to our Skip-A-Pay Program Eff. 08/01/2024
Eligibility Requirements:
- There is a $30 Non-refundable processing fee for each monthly payment skipped, which may be paid by cash or funds on deposit.
- You must be an owner of the specified account to request a Skip-A-Payment. Loan(s) must be active for six (6) months.
- Member must be in good standing and the request must be within the member’s payment grace period. Skipped payment requests outside of the grace period will be denied.
- Members may request two (2) Skip-A-Payments per calendar year. No more than two (2) consecutive months skips. No more than a maximum of six (6) skipped payments over the life of the loan.
- Some loan products are not eligible for Skip-A-Payment. Please consult a representative for more information.
Important Information:
A Skip-A-Payment is a modification to your loan agreement. Any payment(s) skipped will extend the term of your loan by one month per skip and you agree to continue to make payments of the same amount until what you owe is repaid. Skipping payments will increase the amount of interest you pay over the life of the loan. Ancillary products such as life, disability or debt protection will continue to accrue. Multiple Skip-A-Payments may reduce a potential Guaranteed Asset Protection (GAP) claim, contact your provider for more details about how Skip-A-Payment may affect your coverage. You are responsible for suspending any automatic payments you may have initiated for each monthly payment you are requesting to skip. CorePlus Federal Credit Union reserves the right to deny any request to skip payments. If you are eligible and your request is approved, your request will be processed for the months you have selected to skip. If your request is not approved, you will be notified within five (5) business days of the receipt of your request.
For additional information, please contact a CorePlus Credit Union representative today at 860-886-0576 or visit us at any of our convenient locations!
Refer a friend through the month of June and you both receive a FREE Stanley Tumbler!*
Tell your friends about CorePlus Credit Union and when they open and use their new CorePlus Kasasa Cash or Cash Back checking account with Kasasa Saver, you AND your friend will each receive a 30 oz. Stanley Tumbler.
Refer as many friends as you like throughout the month of June!
Referred friends must complete the following activities:
- Open a combined Kasasa Cash or Cash Back checking and Kasasa Saver savings account.
- Establish a new direct deposit relationship with CPCU totaling a minimum of $1,500 per month.
- Make 12 debit card transactions, not including ATM transactions within 45 days of account opening.
Don’t miss this limited-time offer! Head over to https://www.coreplus.org/kasasa to explore our Kasasa accounts and take control of your financial future.
Refer a friend through the month of May and you both receive a FREE Stanley Tumbler!*
Tell your friends about CorePlus Credit Union and when they open and use their new CorePlus Kasasa Cash or Cash Back checking account with Kasasa Saver, you AND your friend will each receive a 30 oz. Stanley Tumbler.
Refer as many friends as you like throughout the month of May!
Referred friends must complete the following activities:
- Open a combined Kasasa Cash or Cash Back checking and Kasasa Saver savings account.
- Establish a new direct deposit relationship with CPCU totaling a minimum of $1,500 per month.
- Make 12 debit card transactions, not including ATM transactions within 45 days of account opening.
Don’t miss this limited-time offer! Head over to https://www.coreplus.org/kasasa to explore our Kasasa accounts and take control of your financial future.
Refer a friend through the month of April and you both receive a FREE Stanley Tumbler!
Tell your friends about CorePlus Credit Union and when they open and use their new CorePlus Kasasa Cash or Cash Back checking account with Kasasa Saver, you AND your friend will each receive a 30 oz. Stanley Tumbler.
Refer as many friends as you like throughout the month of April!
Terms and conditions apply*. Referred friends must complete the following activities:
1) Open a combined Kasasa Cash or Cash Back checking and Kasasa Saver savings account.
2) Establish a new direct deposit relationship with CPCU totaling a minimum of $1,500 per month.
3) Make 12 debit card transactions, not including ATM transactions within 45 days of account opening.
Don’t miss this limited-time offer! Head over to https://www.coreplus.org/kasasa to explore our Kasasa accounts and take control of your financial future.
Ask a CorePlus representative for additional details.
*To view the March Exclusive Refer-A-Friend Eligibility Form, click here.
Refer a friend through the month of March and you both receive a FREE Stanley Tumbler!
Tell your friends about CorePlus Credit Union and when they open and use their new CorePlus Kasasa Cash or Cash Back checking account with Kasasa Saver, you AND your friend will each receive a 30 oz. Stanley Tumbler.
Refer as many friends as you like throughout the month of March!
Terms and conditions apply*. Referred friends must complete the following activities:
1) Open a combined Kasasa Cash or Cash Back checking and Kasasa Saver savings account.
2) Establish a new direct deposit relationship with CPCU totaling a minimum of $1,500 per month.
3) Make 12 debit card transactions, not including ATM transactions within 45 days of account opening.
Don’t miss this limited-time offer! Head over to https://www.coreplus.org/kasasa to explore our Kasasa accounts and take control of your financial future.
Ask a CorePlus representative for additional details.
*To view the March Exclusive Refer-A-Friend Eligibility Form, click here.
This program can meet your needs and provide for immediate accessibility of your home’s equity, when you need it. With an extended draw period, once your HELOC is opened, you can access your line whenever you need it for up to 10 years! You write checks directly from your HELOC checkbook as you need funds. See the Rates Page for today’s HELOC Rate.
- No Application fees
- No Closing Costs
- No Annual Service Charge
- No Teaser Rates
- No Minimum balance requirements
- Quick Closing!
Calculate Your Payment & Apply!
Easy & Convenient Ways to Apply:
Call Us: 860-886-0576
In person: at any convenient branch locations in Eastern CT
*HELOC (Home Equity Line Of Credit) 7.00% APR (Annual Percentage Rate) will be based on an 700 credit score or better, which will determine how your rate is related to the prime rate. The offset to the prime rate (“margin”) ranges from prime -.50% to prime +2.00%. Floor Rate is 3.00%-4.00%. This plan is a variable rate and features a 10 year draw period and 15 year repayment period if any balances are owed at the end of the draw period. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $250,000, 90% max LTV.
SAVE EVEN MORE with a New Lower Rate!
Short-Term Refinance
Fixed Rate 6.00%
(6.046% APR* up to 96 month term)
Pay off an existing mortgage faster with our Rapid Refi Mortgage program, with lower fixed rates and accelerated terms saving you thousands of dollars. Be mortgage-free sooner!
Calculate Your Payment & Apply!
Easy & Convenient Ways to Apply:
Our mortgage specials are waiting to help you
with any questions and help you through the application process.
Call Us: 860-886-0576 ext 3030
In person: at any convenient branch locations in Eastern CT
*Annual Percentage Rate listed requires a minimum credit score of 800, maximum 80% LTV, and loan purpose for refinance and/or home improvements. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $300,000 and 80% maximum LTV. Limited time offer, current CPCU loans not eligible, this offer can be withdrawn at any time without prior notice.
NMLS# 404962
Get Flexible Financing with a Smart-E Loan
A Smart-E Loan offers no money down, low-interest financing to help you improve the comfort of your home – and save money! Choose from over 40 home improvement projects that reduce energy use and costs. Maximize your savings by bundling two or more qualifying upgrades.
• Rates as low as 4.49%* (ask us for details)
• No Money Down / Flexible Terms
Download the Brochure
Energy Efficient Upgrades that qualify, 40 in all:
Heat Pump Reduce energy costs while heating and cooling your home.
Solar PV Enjoy electricity savings straight from the sun! Increasingly affordable costs plus state and federal incentives make it the perfect time to go solar.
Heating and Cooling Save money and be more comfortable by upgrading to high efficiency heating and cooling equipment.
Oil-to-Gas Conversions With low natural gas prices, there has never been a better time to switch from oil to gas for your boiler or furnace.
Insulation Insulating your home and sealing air leaks are the simplest and most cost-effective ways to save on heating and cooling costs.
Geothermal The Earth’s energy helps heat and cool your home – and save! – when you switch to a geothermal system.
Windows Save money on heating and cooling costs by installing energy-saving low U-Factor windows.
Whether you’re looking to improve the comfort of your home, lower energy costs, or increase your home’s value, a Smart-E Loan makes it easy.
Call CorePlus at 860-886-0576
to get started today.