The CorePlus Debit Card: Your Everyday Banking Solution

Tips for using your debit card responsibly:

• Never give your PIN to anyone.
• Be careful when using your debit card at ATMs.
• Keep track of your spending and check your account balance regularly.
• Report any lost or stolen cards immediately.

Use your CorePlus Credit Union debit card for all of your everyday purchases and enjoy the peace of mind knowing that you’re using a safe and convenient payment method.

What is the difference between a debit card and an ATM card?

An ATM card can generally only access cash through an ATM machine and cannot often be used for purchases. A debit card, on the other hand, can be used much like a credit card to buy products without cash or a check.When a debit card is swiped as a credit card, the PIN number is optional. Whatever the case, unlike a credit card, money spent through a debit card transaction is deducted directly from your checking account.

You can tell the difference between a debit and ATM card by looking on the front of the card. Cards that serve as Debit cards will have the word DEBIT above the branded logo of a transaction processing company, MasterCard, on the front of the card. This signifies that the card can be swiped like a credit card and the transaction will be processed over that network. It can be used wherever the matching logo is displayed. An ATM card lacks these logos and lacks the capability to connect to these processing networks. However, in some cases, select merchants may have a Point of Service system that allows customers to purchase items with an ATM card. Debit card processing is more common.