Earn Rewards, Save Cash, and Build Credit with a CorePlus Credit Union Credit Card

Find the perfect debit card or credit card for your needs.

Credit Cards with CorePlus Credit Union

CorePlus Credit Union offers a variety of consumer and business credit cards to meet your individual needs. Whether you’re looking for a card with rewards points, a low APR, or no annual fee, we have the card that’s right for you.

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Debit Cards With CorePlus Credit Union

CorePlus Credit Union is a great place to open a checking account with a debit card. We offer a variety of checking accounts to choose from, so you can find the perfect one for your needs. And, our MasterCard debit card is a convenient and secure way to access your money and make purchases.

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Credit Card vs Business Credit Card

Feature	Consumer Credit Card	Business Credit Card
Primary purpose	Personal spending	Business spending
Credit imit	Typically lower	Typically higher
Rewards programs	Often offer rewards programs for personal spending, such as travel, merchandise, and cash back	May offer rewards programs for business spending, such as travel, office supplies, and discounts with vendor
Interest rates	Typically higher interest rates	May offer lower interest rates, especially for new cardholders
Fees	May charge annual fees, foreign transaction fees, and other fees	May charge annual fees, foreign transaction fees, and other fees, but may also offer business-specific features, such as employee cards and expense tracking tools
Reporting	Reports to personal credit report	Reports to business credit report
Personal liability	Cardholder is personally liable for all charges	Cardholder may not be personally liable for all charges, depending on the card issuer

Which type of credit card is right for you?

If you are primarily using the card for personal spending, then a consumer credit card is the best option for you. If you are primarily using the card for business spending, then a business credit card is the best option for you. However, if you are a small business owner, you may want to consider getting a business credit card even if you are also using it for some personal spending. This is because business credit cards can help you build your business credit history and offer you liability protection.

Other considerations for business owners:

• Business credit cards can help you build your business credit history, which can be helpful when applying for loans and other forms of financing.
• Business credit cards can offer you liability protection, which can protect you from personal liability for business-related debts.
• Business credit cards can offer you business-specific features, such as employee cards and expense tracking tools.

Ultimately, the best way to decide which type of card is right for you is to consider your individual needs and spending habits.

To learn more about our Visa card programs and to apply for a card, visit any CorePlus Credit Union branch or open an account online today.