Boost Your Home’s Efficiency with a CorePlus Credit Union Smart-E Loan
At CorePlus Credit Union, we believe that your home should be both comfortable and energy-efficient. Our Smart-E Loans offer flexible financing for over 40 home energy improvements, making it easy for you to enhance your home’s efficiency and reduce energy costs.
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At CorePlus Credit Union, we believe that your home should be both comfortable and energy-efficient. Our Smart-E Loans offer flexible financing for over 40 home energy improvements, making it easy for you to enhance your home’s efficiency and reduce energy costs.
Smart-E Loans go beyond traditional financing. They cover a wide range of energy-efficient upgrades, from insulation and energy-efficient windows to heat pumps, solar panels, and even resiliency-related projects like battery storage. Make your home a beacon of sustainability in Eastern Connecticut.
Maximize your savings by bundling two or more qualifying upgrades. Our Smart-E Loans empower you to make comprehensive improvements, ensuring that your home is not only energy-efficient but also resilient to future challenges.
Applying for a Smart-E Loan is a breeze. We’ve streamlined the process to make it convenient for you. Get started on your home improvement journey without the hassle.
Start your energy-efficient home improvements with no upfront costs. Our Smart-E Loans allow you to enjoy the benefits of a smarter home without the financial burden.
Access low-interest financing options that make energy-efficient upgrades even more affordable. We believe in providing you with financing solutions that align with your financial goals.
| Loan (Sub Account) Type | Term (Months) | Annual Percentage Rate (APR) As Low As¹,² | Max Loan Amount |
|---|---|---|---|
| Personal Loan | Up to 12 | 9.49% | $25,000 |
| Up to 24 | 9.74% | ||
| Up to 36 | 9.99% | ||
| Up to 48 | 10.24% | ||
| Up to 60 | 10.49% | ||
| Up to 72 | 10.74% | ||
| Up to 84 | 10.99% | ||
| Signature Remodeler Loan | Up to 60 | 7.99% | $50,000 |
| Up to 72 | 8.24% | ||
| Up to 84 | 8.49% | ||
| Up to 120 | 8.74% | ||
| Up to 144 | 9.74% | ||
| Up to 60 | 6.99% | $50,000 | |
| Up to 84 | 6.99% | ||
| Up to 120 | 6.99% | ||
| Up to 144 | 7.49% | ||
| Up to 180 | 7.99% | ||
| Money Line of Credit | Open End | 9.00% | $15,000 |
| Credit Builder Loan | Up to 36 | 13.99% | $5,000 |
| Rapid Cash Short Term Loan | Up to 12 | 28.00% | $2,000 |
| Share Secured Loan | Up to 84 | Share Rate + 4.00% | 100% of Shares |
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% | 100% of Certificate |
¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) will be determined by your past credit performance (Managed Risk Program). The Annual Percentage Rate (APR) is shown as a range of available APRs with the exception of credit cards which have a managed risk rate assigned by card type. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Loan APRs may differ based on credit history (Managed Risk Program), the Loan to Value (LTV) ratio of the loan collateral (security) and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure or, for real estate loans, the Good Faith Estimate (GFE) you receive based on the specifics of your actual circumstances and loan application.
²PERSONAL LOAN Borrowers consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.
Your journey to a more energy-efficient and comfortable home in Eastern Connecticut begins with a Smart-E Loan from CorePlus Credit Union. Take the first step toward a greener tomorrow.
At CorePlus Credit Union, we’re not just financing homes; we’re building a sustainable future, one Smart-E Loan at a time. Apply today and let’s make your home the smartest it can be!
