Share Secured Advance Loans: Your Key to Financial Flexibility

Share Secured Advance Loans

Welcome to CorePlus Credit Union, where we’re not just a financial institution; we’re your partner on your journey to financial empowerment in Eastern Connecticut. Discover the unique advantage of our Share Secured Advance Loans and unlock the potential of your savings in a way that benefits you now and in the future!

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Borrow Against Your Savings, Secure Your Future

At CorePlus Credit Union, we believe in offering innovative solutions that cater to your unique financial needs. Our Share Secured Advance Loans allow you to borrow against your savings, providing a lower interest rate compared to unsecured loans. It’s like tapping into your future savings with a bonus—you keep earning dividends while repaying the loan!

Why Choose Share Secured Advance Loans from CorePlus?

Lower Interest Rates

Enjoy the advantage of lower interest rates by using the money in your savings account as collateral. It’s a cost-effective way to access the funds you need for short-term financial goals.

Dividends on Your Side

While you repay the loan, your secured funds continue to earn dividends. It’s a win-win situation that aligns with your financial goals—borrowing without sacrificing your savings growth.

Quick Access to Funds

Share Secured Advance Loans are ideal for addressing unexpected expenses or funding small personal projects. Gain quick access to funds and avoid high-interest charges associated with other loan options.

Questions? Contact a CorePlus Lending Professional

Key Features of Share Secured Advance Loans

Collateral

Your savings account serves as collateral, making it a secure and accessible option.

Short-Term Solution

Perfect for short-term needs, allowing you to address unexpected expenses or pursue small personal projects.

Boost Your Financial Power

Access funds quickly and conveniently, knowing that you have the backing of your savings.

Personal Loans Rates
Loan (Sub Account) Type	Term (Months)	Annual Percentage Rate (APR) As Low As¹,²	Max Loan Amount
Personal Loan	Up to 12	9.49%	$25,000
	Up to 24	9.74%
	Up to 36	9.99%
	Up to 48	10.24%
	Up to 60	10.49%
	Up to 72	10.74%
	Up to 84	10.99%
Signature Remodeler Loan	Up to 60	7.99%	$50,000
	Up to 72	8.24%
	Up to 84	8.49%
	Up to 120	8.74%
	Up to 144	9.74%
CT Smart E Loan	Up to 60	6.99%	$50,000
	Up to 84	6.99%
	Up to 120	6.99%
	Up to 144	7.49%
	Up to 180	7.99%
Money Line of Credit	Open End	9.00%	$15,000
Credit Builder Loan	Up to 36	13.99%	$5,000
Rapid Cash Short Term Loan	Up to 12	28.00%	$2,000
Share Secured Loan	Up to 84	Share Rate + 4.00%	100% of Shares
Certificate Secured Loan	Term of Certificate	Certificate Rate + 3.00%	100% of Certificate

¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) will be determined by your past credit performance (Managed Risk Program). The Annual Percentage Rate (APR) is shown as a range of available APRs with the exception of credit cards which have a managed risk rate assigned by card type. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Loan APRs may differ based on credit history (Managed Risk Program), the Loan to Value (LTV) ratio of the loan collateral (security) and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure or, for real estate loans, the Good Faith Estimate (GFE) you receive based on the specifics of your actual circumstances and loan application.

²PERSONAL LOAN Borrowers consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.

Personal Loan Full Disclosure

Talk to CorePlus Credit Union Today!

Ready to explore how a Share Secured Advance Loan can empower your next financial move? Talk to our knowledgeable team at CorePlus Credit Union. We’re here to provide you with the details and guidance you need to make informed decisions about your financial well-being.

At CorePlus Credit Union, we’re not just about loans; we’re about unlocking the full potential of your financial journey. Apply for a Share Secured Advance Loan today and take the first step toward financial empowerment!